Contents
- IRDA Junior Officer Syllabus & Exam Pattern 2024
- IRDA Jr Officer Phase 1 Exam Pattern
- IRDA Jr Officer Phase 2 Exam Pattern
- IRDA Junior Officer Phase I Syllabus 2024
- IRDA Junior Officer Syllabus for Reasoning
- IRDA Junior Officer Syllabus for English Language
- IRDA Junior Officer Syllabus for General Awareness
- IRDA Junior Officer Syllabus for Quantitative Aptitude
- IRDA Jr Officer Phase II Syllabus 2024
- IRDA Junior Officer Phase 2 Syllabus for Paper I
- IRDA Junior Officer Phase 2 Syllabus for Paper II
- Download IRDA Syllabus for Junior Officer
- Share this:
IRDA Junior Officer Syllabus 2024 – IRDA Jr Officer Phase 1 and 2 Exam Pattern – irda.gov.in :- The Insurance Regulatory and Development Authority of India (IRDAI) is the apex body for regulating and developing the insurance industry in India. It was established in 1999 under the Insurance Regulatory and Development Authority Act, 1999. IRDAI is responsible for protecting the interests of policyholders, promoting fair competition among insurance companies, and ensuring the orderly growth and development of the insurance industry.
IRDAI recruits Junior Officers (JO) through an annual competitive examination. The JO post is an entry-level position in IRDAI. JOs are placed in various departments of IRDAI, such as Regulation, Supervision, Consumer Protection, and Development.
Eligibility for IRDA Junior Officer
To be eligible for the IRDA JO exam, candidates must:
- Be a citizen of India.
- Have a first-class bachelor’s degree (with a minimum of 60% marks or an equivalent grade) in any discipline from a recognized university.
- Have cleared at least nine papers of the Institute of Actuaries (IA) exam.
IRDA Junior Officer Exam Pattern
The IRDA JO exam is a two-stage exam:
- Stage 1: Online objective test
- Stage 2: Offline descriptive test
The online objective test consists of 200 questions from the following subjects:
- Reasoning (50 questions)
- English Language (50 questions)
- General Awareness (50 questions)
- Insurance (50 questions)
The offline descriptive test consists of two papers:
- Paper 1: General English and General Awareness (100 marks)
- Paper 2: Insurance (100 marks)
IRDA Junior Officer Salary
The starting salary for IRDA Junior Officers is Rs. 50,000 per month. JOs are also entitled to various perks and benefits, such as house rent allowance, dearness allowance, travel allowance, and medical allowance.
How to Prepare for IRDA Junior Officer Exam
To prepare for the IRDA JO exam, candidates should:
- Thoroughly read the syllabus and exam pattern.
- Solve previous years’ question papers and mock tests.
- Refer to standard books and study materials on the subjects mentioned in the syllabus.
- Take the help of coaching institutes or online tutors, if needed.
IRDA Junior Officer Syllabus & Exam Pattern 2024
The IRDA Junior Officer (JO) exam syllabus and exam pattern for 2024 is expected to be the same as that of 2023. However, it is always advisable to check the official IRDAI website for the latest updates.
IRDA Junior Officer Syllabus 2024
The IRDA JO exam syllabus is divided into two parts:
- Part I: General English and General Awareness
- Part II: Insurance
Part I: General English and General Awareness
The General English and General Awareness section of the exam will test candidates’ proficiency in English language and general knowledge. The following topics are covered in this section:
- English Language: Grammar, vocabulary, comprehension, and composition
- General Awareness: Current events, history, geography, economics, and Indian polity
Part II: Insurance
The Insurance section of the exam will test candidates’ knowledge of the insurance industry. The following topics are covered in this section:
- Insurance Principles and Practices
- Insurance Regulation and Development
- Life Insurance
- Non-Life Insurance
- Reinsurance
IRDA Junior Officer Exam Pattern 2024
The IRDA JO exam is a two-stage exam:
- Stage 1: Online objective test
- Stage 2: Offline descriptive test
Stage 1: Online Objective Test
The online objective test consists of 200 questions from the following subjects:
- Reasoning (50 questions)
- English Language (50 questions)
- General Awareness (50 questions)
- Insurance (50 questions)
Stage 2: Offline Descriptive Test
The offline descriptive test consists of two papers:
- Paper 1: General English and General Awareness (100 marks)
- Paper 2: Insurance (100 marks)
How to Prepare for IRDA Junior Officer Exam 2024
To prepare for the IRDA JO exam, candidates should:
- Thoroughly read the syllabus and exam pattern.
- Solve previous years’ question papers and mock tests.
- Refer to standard books and study materials on the subjects mentioned in the syllabus.
- Take the help of coaching institutes or online tutors, if needed
IRDA Jr Officer Phase 1 Exam Pattern
The IRDA Junior Officer (JO) Phase 1 exam pattern is as follows:
- Mode of Exam: Online
- Total number of questions: 200
- Each question carries 1 mark each Duration of Exam: 90 minutes
- Negative Marking: 1/4th mark will be deducted for each wrong answer
The following table shows the subject-wise distribution of questions in the IRDA JO Phase 1 exam:
- Reasoning | 50 |
- English Language | 50 |
- General Awareness | 50 |
- Insurance | 50 |
S.No | Name of Tests (Objective) | Questions | Marks | Duration |
1. | Test of Reasoning | 40 | 40 | 100 Minutes |
2. | Test of English Language | 40 | 40 | |
3. | Test of General Awareness | 40 | 40 | |
4. | Test of Quantitative Aptitude | 40 | 40 | |
Total | 160 | 160 |
IRDA Jr Officer Phase 2 Exam Pattern
The IRDA Junior Officer (JO) Phase 2 exam pattern is as follows:
- Mode of Exam: Offline
- Total number of questions: 2
- Each question carries 100 marks each
- Duration of Exam: 180 minutes for each paper
S.No | Exam | Paper | Subject | Type | Marks | Duration |
1. | Written Test | I | English | Descriptive | 100 | 90 Minutes |
II | Economic and Social Issues impacting Insurance | Descriptive | 100 | 90 Minutes | ||
III | Insurance and Management | Descriptive | 100 | 90 Minutes |
IRDA Junior Officer Phase I Syllabus 2024
The IRDA Junior Officer Phase I Syllabus is divided into two parts:
Part I: General English and General Awareness
- English Language: Grammar, vocabulary, comprehension, and composition
- General Awareness: Current events, history, geography, economics, and Indian polity
Part II: Insurance
- Insurance Principles and Practices
- Insurance Regulation and Development
- Life Insurance
- Non-Life Insurance
- Reinsurance
Detailed Syllabus
English Language
- Grammar: Tenses, parts of speech, subject-verb agreement, sentence structure, etc.
- Vocabulary: Synonyms, antonyms, one-word substitutions, idioms and phrases, etc.
- Comprehension: Reading comprehension, passage understanding, etc.
- Composition: Essay writing, letter writing, etc.
General Awareness
- Current events: National and international news, important events, etc.
- History: Indian history, world history, etc.
- Geography: Physical geography, human geography, etc.
- Economics: Basic economic concepts, Indian economy, etc.
- Indian polity: Indian Constitution, government of India, etc.
Insurance Principles and Practices
- What is insurance?
- Types of insurance
- Insurance principles
- Insurance contracts
- Claims settlement process
Insurance Regulation and Development
- IRDAI Act, 1999
- IRDAI Regulations
- Role of IRDAI in the development of insurance industry
Life Insurance
- Different types of life insurance policies
- Life insurance products
- Life insurance underwriting
- Life insurance claims settlement
Non-Life Insurance
- Different types of non-life insurance policies
- Non-life insurance products
- Non-life insurance underwriting
- Non-life insurance claims settlement
Reinsurance
- What is reinsurance?
- Types of reinsurance
- Reinsurance treaties
- Role of reinsurance in the insurance industry
IRDA Junior Officer Syllabus for Reasoning
- Verbal Reasoning: This includes topics such as analogy, classification, coding-decoding, direction sense, logical reasoning, puzzles, and syllogism.
- Non-Verbal Reasoning: This includes topics such as blood relations, cubes and dice, data interpretation, embedded figures, mirror images, number series, order and ranking, and venn diagram.
Here is a more detailed syllabus for each topic:
Verbal Reasoning
- Analogy: This topic tests the candidate’s ability to identify the relationship between two words or phrases.
- Classification: This topic tests the candidate’s ability to group similar things together.
- Coding-Decoding: This topic tests the candidate’s ability to decipher coded messages.
- Direction Sense: This topic tests the candidate’s ability to understand and follow directions.
- Logical Reasoning: This topic tests the candidate’s ability to reason logically and draw conclusions.
- Puzzles: This topic tests the candidate’s ability to solve puzzles.
- Syllogism: This topic tests the candidate’s ability to identify the validity of a syllogism.
Non-Verbal Reasoning
- Blood Relations: This topic tests the candidate’s understanding of blood relationships.
- Cubes and Dice: This topic tests the candidate’s ability to visualize and solve problems involving cubes and dice.
- Data Interpretation: This topic tests the candidate’s ability to interpret and analyze data presented in tables, charts, and graphs.
- Embedded Figures: This topic tests the candidate’s ability to identify embedded figures in a given image.
- Mirror Images: This topic tests the candidate’s ability to identify the mirror image of a given image.
- Number Series: This topic tests the candidate’s ability to identify the pattern in a given number series and complete the series.
- Order and Ranking: This topic tests the candidate’s ability to arrange things in order or rank them.
- Venn Diagram: This topic tests the candidate’s ability to understand and use Venn diagrams to solve problems.
It is important to note that the IRDA Junior Officer Syllabus for Reasoning is indicative and the actual exam may cover topics that are not explicitly mentioned in the syllabus. Therefore, it is important to practice a variety of reasoning questions from different sources.
IRDA Junior Officer Syllabus for English Language
The IRDA Junior Officer Syllabus for English Language covers a wide range of topics, including:
- Grammar: This includes topics such as tenses, parts of speech, subject-verb agreement, sentence structure, etc.
- Vocabulary: This includes topics such as synonyms, antonyms, one-word substitutions, idioms and phrases, etc.
- Comprehension: This includes topics such as reading comprehension, passage understanding, etc.
- Composition: This includes topics such as essay writing, letter writing, etc.
Here is a more detailed syllabus for each topic:
Grammar
- Tenses: Past tense, present tense, future tense, perfect tenses, etc.
- Parts of speech: Nouns, pronouns, verbs, adjectives, adverbs, prepositions, conjunctions, and articles.
- Subject-verb agreement: Rules for subject-verb agreement in different tenses.
- Sentence structure: Simple sentences, compound sentences, complex sentences, and compound-complex sentences.
Vocabulary
- Synonyms: Words that have the same or nearly the same meaning.
- Antonyms: Words that have the opposite or nearly the opposite meaning.
- One-word substitutions: A single word that can be used in place of a phrase or clause.
- Idioms and phrases: Words or phrases that have a meaning that is different from the literal meaning of the words.
Comprehension
- Reading comprehension: The ability to understand and interpret the meaning of a written passage.
- Passage understanding: The ability to identify the main ideas and supporting details in a written passage.
Composition
- Essay writing: The ability to write a well-organized and well-argued essay on a given topic.
- Letter writing: The ability to write different types of letters, such as formal letters, informal letters, and business letters.
It is important to note that the IRDA Junior Officer Syllabus for English Language is indicative and the actual exam may cover topics that are not explicitly mentioned in the syllabus. Therefore, it is important to practice a variety of English language questions from different sources.
IRDA Junior Officer Syllabus for General Awareness
The IRDA Junior Officer Syllabus for General Awareness covers a wide range of topics, including:
- Current Events: This includes topics such as national and international news, important events, etc.
- History: This includes topics such as Indian history, world history, etc.
- Geography: This includes topics such as physical geography, human geography, etc.
- Economics: This includes topics such as basic economic concepts, Indian economy, etc.
- Indian Polity: This includes topics such as Indian Constitution, government of India, etc.
- Science and Technology: This includes topics such as latest scientific developments, inventions, and discoveries.
- Sports: This includes topics such as national and international sporting events, important sportspersons, etc.
- Miscellaneous: This includes topics such as culture, heritage, and other topics of general interest.
Here is a more detailed syllabus for each topic:
Current Events
- National and international news: Important news stories from India and around the world.
- Important events: National and international events of significance.
History
- Indian history: Major events and periods in Indian history, such as the Mughal Empire, the British Raj, and the Independence Movement.
- World history: Major events and periods in world history, such as the World Wars, the Cold War, and the rise of globalization.
Geography
- Physical geography: The physical features of the Earth, such as mountains, rivers, and oceans.
- Human geography: The distribution of people and their activities on the Earth.
Economics
- Basic economic concepts: Supply and demand, inflation, unemployment, etc.
- Indian economy: The structure and performance of the Indian economy.
Indian Polity
- Indian Constitution: The basic principles and provisions of the Indian Constitution.
- Government of India: The structure and functioning of the Indian government.
Science and Technology
- Latest scientific developments: Recent advances in science and technology.
- Inventions and discoveries: Important inventions and discoveries made in recent years.
Sports
- National and international sporting events: Major sporting events from India and around the world.
- Important sportspersons: Indian and international sportspersons of note.
Miscellaneous
- Culture: Indian culture and heritage.
- Other topics of general interest: Other topics that are considered to be of general interest, such as environment, climate change, and social issues.
It is important to note that the IRDA Junior Officer Syllabus for General Awareness is indicative and the actual exam may cover topics that are not explicitly mentioned in the syllabus. Therefore, it is important to keep yourself updated on current events and general knowledge from various sources.
IRDA Junior Officer Syllabus for Quantitative Aptitude
- Number System: This includes topics such as HCF, LCM, prime numbers, factors, multiples, divisibility rules, etc.
- Algebra: This includes topics such as linear equations, quadratic equations, polynomials, etc.
- Geometry: This includes topics such as triangles, quadrilaterals, circles, solids, etc.
- Trigonometry: This includes topics such as sine, cosine, tangent, cotangent, secant, cosecant, etc.
- Mensuration: This includes topics such as area, perimeter, volume, surface area, etc.
- Statistics: This includes topics such as mean, median, mode, probability, etc.
Here is a more detailed syllabus for each topic:
Number System
- HCF (Highest Common Factor)
- LCM (Least Common Multiple)
- Prime numbers
- Factors and multiples
- Divisibility rules
- Fractions and decimals
- Percentage
Algebra
- Linear equations
- Quadratic equations
- Polynomials
- Progressions
- Permutations and combinations
Geometry
- Triangles
- Quadrilaterals
- Circles
- Solids
- Coordinate geometry
Trigonometry
- Sine
- Cosine
- Tangent
- Cotangent
- Secant
- Cosecant
Mensuration
- Area
- Perimeter
- Volume
- Surface area
Statistics
- Mean
- Median
- Mode
- Probability
It is important to note that the IRDA Junior Officer Syllabus for Quantitative Aptitude is indicative and the actual exam may cover topics that are not explicitly mentioned in the syllabus. Therefore, it is important to practice a variety of quantitative aptitude questions from different sources.
IRDA Jr Officer Phase II Syllabus 2024
The IRDA Jr Officer Phase II Syllabus 2024 is expected to be the same as that of 2023. However, it is always advisable to check the official IRDAI website for the latest updates.
The IRDA Jr Officer Phase II Syllabus is divided into two papers:
Paper 1: General English and General Awareness
- General English: Grammar, vocabulary, comprehension, and composition
- General Awareness: Current events, history, geography, economics, and Indian polity
Paper 2: Insurance
- Insurance Principles and Practices
- Insurance Regulation and Development
- Life Insurance
- Non-Life Insurance
- Reinsurance
The IRDA Jr Officer Phase II Syllabus is designed to assess the candidate’s knowledge of insurance principles and practices, as well as their general English and general awareness skills. The syllabus is comprehensive and covers a wide range of topics.
IRDA Junior Officer Phase 2 Syllabus for Paper I
The IRDA Junior Officer Phase 2 Syllabus for Paper I covers two topics:
- General English
- General Awareness
General English
The General English section of the exam will test your knowledge of English grammar, vocabulary, comprehension, and composition. You will be expected to answer questions on the following topics:
- Grammar: Tenses, parts of speech, subject-verb agreement, sentence structure, etc.
- Vocabulary: Synonyms, antonyms, one-word substitutions, idioms and phrases, etc.
- Comprehension: Reading comprehension, passage understanding, etc.
- Composition: Essay writing, letter writing, etc.
General Awareness
The General Awareness section of the exam will test your knowledge of current events, history, geography, economics, and Indian polity. You will be expected to answer questions on the following topics:
- Current events: National and international news, important events, etc.
- History: Indian history, world history, etc.
- Geography: Physical geography, human geography, etc.
- Economics: Basic economic concepts, Indian economy, etc.
- Indian polity: Indian Constitution, government of India, etc.
IRDA Junior Officer Phase 2 Syllabus for Paper II
- Insurance Principles and Practices
- Insurance Regulation and Development
- Life Insurance
- Non-Life Insurance
- Reinsurance
Insurance Principles and Practices
The Insurance Principles and Practices section of the exam will test your knowledge of the basic principles and practices of insurance. You will be expected to answer questions on the following topics:
- What is insurance?
- Types of insurance
- Insurance principles
- Insurance contracts
- Claims settlement process
Insurance Regulation and Development
The Insurance Regulation and Development section of the exam will test your knowledge of the Indian insurance regulatory framework. You will be expected to answer questions on the following topics:
- IRDAI Act, 1999
- IRDAI Regulations
- Role of IRDAI in the development of insurance industry
Life Insurance
The Life Insurance section of the exam will test your knowledge of different types of life insurance policies, life insurance products, life insurance underwriting, and life insurance claims settlement.
Non-Life Insurance
The Non-Life Insurance section of the exam will test your knowledge of different types of non-life insurance policies, non-life insurance products, non-life insurance underwriting, and non-life insurance claims settlement.
Reinsurance
The Reinsurance section of the exam will test your knowledge of what reinsurance is, types of reinsurance, reinsurance treaties, and the role of reinsurance in the insurance industry.
Download IRDA Syllabus for Junior Officer
The official IRDA website does not provide a downloadable syllabus for the Junior Officer exam. However, you can find a detailed syllabus on the IRDAI website, which you can refer to for your preparation.
Here are the steps to download the IRDA syllabus for the Junior Officer exam:
- Go to the IRDAI website: https://irdai.gov.in
- Click on the “Recruitment” tab.
- In the “Current Recruitments” section, click on the “Junior Officer” link.
- On the Junior Officer exam page, click on the “Syllabus” link.
- The syllabus will open in a new tab.
- Right-click on the page and select “Save As.“
- Save the syllabus as a PDF file to your computer.
You can also find the IRDA syllabus for the Junior Officer exam on various other websites and coaching institutes’ websites. However, it is important to make sure that the syllabus is up-to-date before you start your preparation.
- Name of the Organization: Insurance Regulatory and Development Authority of India.
- Official Website: www.irda.gov.in
- Name of the Post: Various posts.
- No of Posts: 24.
- Category: Syllabus.
- Job Location: India